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Expert guides, IRDAI updates, and practical tips to help you make smarter insurance decisions.

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Featured ๐Ÿ“… April 12, 2025

Best Health Insurance Plans in India for 2025: Complete Guide

A comprehensive comparison of the top 10 health insurance plans available in India in 2025 โ€” covering premiums, claim ratios, network hospitals, and key features for individuals and families.

RA
Rahul Agarwal
Insurance Expert ยท 8 min read
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Latest Articles
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Plan Guide

How to Choose the Right Health Insurance Policy in India: 7 Key Factors

Choosing health insurance is confusing with so many options. We break down the 7 most critical factors โ€” from sum insured to network hospitals โ€” that you must check before buying any policy in India.

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Tax Savings

Section 80D Tax Benefits: How to Save Up to โ‚น75,000 on Health Insurance

Did you know your health insurance premium qualifies for major tax deductions under Section 80D? Find out how individuals, couples, and families can maximize their tax savings this financial year with these little-known tips.

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Claim Guide

Cashless vs. Reimbursement Claims: Which is Better and How to File?

Understanding insurance claims can be the difference between stress and relief during a medical emergency. We explain both types of health insurance claims in simple language with step-by-step instructions.

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Senior Plans

Top 5 Senior Citizen Health Insurance Plans in India for 2025

Finding health insurance for parents above 60 can be tough. Here are the 5 best senior citizen health insurance plans with pre-existing disease coverage, high claim ratios, and affordable premiums for elderly Indians.

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Portability

Health Insurance Portability: How to Switch Plans Without Losing Benefits

Not happy with your current insurer? IRDAI allows you to switch health insurance providers while keeping your accumulated benefits. Here's the step-by-step guide to port your health insurance smoothly.

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๐Ÿ“‹ IRDAI Updates

Latest Insurance Regulatory News

Stay informed about important IRDAI regulations and industry developments affecting your health insurance.

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IRDAI Circular ยท April 2025

IRDAI Makes Mental Health Coverage Mandatory in All Base Plans

New IRDAI circular mandates all health insurers to cover mental health conditions including depression and anxiety in base plans from 2025.

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Industry News ยท March 2025

Cashless Claims to Be Settled Within 3 Hours: New IRDAI Rule

IRDAI has issued new guidelines requiring insurers to process all cashless hospitalization claims within three hours of request to protect policyholders.

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Budget 2025 ยท February 2025

Union Budget 2025: 80D Tax Limit May Be Increased to โ‚น1 Lakh

The Finance Minister is considering increasing the Section 80D tax deduction limit for health insurance premiums from โ‚น75,000 to โ‚น1 lakh to encourage more coverage.

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